Money that
works for you.
Financial services designed for market vendors. Save daily, borrow instantly, grow your business. No bank account required.
Banking without the bank
We built ChopMoni for people that traditional banks ignore. No minimum balance. No hidden fees. No judgment.
Daily Savings
Save small amounts daily. We'll remind you. No bank account needed.
Instant Loans
Need stock money? Get approved in minutes, not weeks. Pay back from sales.
Digital Wallet
Receive payments, pay suppliers, send to family. All from one place.
Business Insights
See how your business is doing. Know when to stock up. Spot trends.
Protected Funds
Your money is insured. Sleep well knowing it's safe.
USSD Access
No smartphone? No problem. Access everything with *347# on any phone.
Start saving in 2 minutes
No paperwork. No queues. Just your phone number and you're in.
Sign up
Download the app and sign up with your apple/google account.
Start saving
Choose how much to save daily. We'll send a reminder every morning.
Grow
After 30 days of saving, you qualify for loans. Keep going, keep growing.
From our vendors
"Before ChopMoni, I kept money under my mattress. Now I save ₦500 every day and got my first loan to expand my shop."
"The loan came through in 5 minutes. I bought stock that morning and paid back from the weekend sales."
Want to build ChopMoni?
We're hiring engineers and support specialists who care about financial inclusion. Help us serve the vendors that banks forget.
See open roles